If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Medra Volpi is a dedicated, passionate and market savvy professional who puts her clients’ satisfaction before all else. Her attention to detail, superior people skills, broad knowledge of the real estate industry and her determination to give her clients first class service sets her apart. Medra understands the power of creative, highly effective marketing maximizing property exposure to the most qualified buyers. Medra knows that it is not only important to secure the most able buyer, but also the one most likely to close the deal. With so much at stake, Medra is the one you want to represent you. Her fair yet aggressive negotiating style and protectiveness of her clients’ best interests and ultimately, their assets, has gained her respect with colleagues and clients alike. Medra knows that every transaction represents the most important purchase or sale a person can make and she takes every precaution to ensure that communication is consistent and timely with all parties involved from beginning to end. Whether it’s patiently guiding first time buyers through this exciting process or following through with clients’ needs long after the transaction has been completed, Medra’s caring yet efficient business style will turn you into a client for life.

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